Medicare 2025 Costs at a Glance

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Most people don't pay a monthly premium for Part A (sometimes called premium-

free Part A). If you paid Medicare taxes less than 30 quarters, the standard Part A premium is $518 in 2025. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $285 in 2025.

$1,676 deductible for each benefit period

Days 1-60: $0 coinsurance for each benefit period

Days 61-90: $419 coinsurance per day of each benefit period

Days 91 and beyond: $838 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)

Beyond lifetime reserve days: all costs

Most people pay $185.00 each month (or higher depending on your income).

$257. After your deductible is met, you typically pay 20% of the Medicare-approved

amount for most doctor services (including most doctor services while you're a

hospital inpatient), outpatient therapy, and durable medical equipment.

Part C monthly premium varies by plan.

The Part D monthly premium varies by plan (higher-income consumers may pay more).